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Graded Life Settlement Death Benefit
Graded Death Benefit

Trinity Financial Services, LLC is now offering Graded Death Benefit Life Settlements. This product allows a traditional Life Settlement, coupled with a 3 year death benefit. Open up a new possibility for your clients, the Graded Death Benefit, works as follows:

GDB

Graded Death Benefit

An exclusive product that only Trinity Financial Services, LLC is able offer.

Allows a traditional Life Settlement, coupled with 3 year death benefit insurance..

  • Offers a “slightly smaller” initial Life Settlement sum

HOWEVER

  • Coupled to the Life Settlement, a portion of the death benefit will be attached for 3 years.
  • It will be a varied percentage, graded down over the 3 years:

Example Case: Client wanted reinsurance, but was uninsurable

A $3M dollar policy was awarded a Life Settlement of $1M

  • 1st year > $900,000 L.S. + $1M DB
  • 2nd year >                        $700,000 DB
  • 3rd year >                        $350,000 DB
  • No additional underwriting needs to take place
  • Only a 2 page addendum is attached

 

Find out how a Graded Death Benefit can benefit you or your client by filling out our online evaluation form.

Life Settlement News
Trinity Financial Services, LLC is now offering Graded Death Benefit Life Settlements. This product allows a traditional Life Settlement, coupled with a 3 year death benefit. Open up a new possibility for your clients, more.
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